We help adults in midlife think more clearly about household finances — without pressure, without products, and without assuming you already know the vocabulary.
Back to HomeNava Wealth began in 2017 with a simple observation: many adults approaching their forties and fifties in Thailand had navigated careers, raised families, and built lives — but had never had a calm, unhurried conversation about what to do with the savings they had accumulated, or how to think about the years ahead.
The financial advice available was often tied to products. The educational materials available assumed a vocabulary few had reason to develop. The gap was not one of intelligence or capacity; it was simply one of access to patient, independent explanation.
Nava Wealth was founded to fill that gap. The name draws on the Thai word for nine — a number traditionally associated with advancement and considered progress — and the English word that describes what we help people think about with more confidence.
Our programmes have remained deliberately small since the beginning. We have never grown beyond what a single facilitator can hold carefully. Each cohort is limited to twelve participants, each programme is designed to begin without assumptions, and each session is shaped around the questions that arise in the room.
We are based on Tha Phae Road in the Chang Khlan district of Chiang Mai — a neighbourhood that has always been a meeting point between Thai daily life and the international community that has made this city home. Our participants reflect that mix: long-term residents, returned Thais, and those who have simply decided that Chiang Mai is where they want to spend the decades ahead.
Lead Facilitator
Piyamas spent fifteen years working in corporate treasury in Bangkok before leaving to design financial education programmes for community audiences. She has facilitated over eighty cohorts since joining Nava Wealth in 2018.
Programme Designer
Somchai developed curriculum for the Securities and Exchange Commission of Thailand before moving to Chiang Mai. He researches long-horizon household saving behaviour and designs the workbooks used in the Wealth Across a Long Horizon programme.
Participant Liaison
Rachel manages enquiries, scheduling, and the practical logistics of running programmes in a small space. She came to Chiang Mai from New Zealand a decade ago and has been with Nava Wealth since 2020.
Nava Wealth does not receive referral fees, commissions, or any form of compensation from financial institutions, investment platforms, or insurance providers. Our revenue comes only from programme fees.
What participants share in sessions stays in the room. We do not collect or store personal financial details. Our registration process asks only for name, contact, and programme preference.
Our programmes are educational in nature. We help participants understand concepts and ask better questions — we do not provide personalised financial advice or regulated investment guidance.
Fees, attendance expectations, and cancellation conditions are provided in writing before any registration is confirmed. We do not use high-pressure enrolment tactics.
The market and economic data used in our programmes is drawn from publicly available sources: the Bank of Thailand, the SET, and published academic research on Southeast Asian household finance.
After each programme, participants are invited to share written feedback. We revise session materials each year based on what participants found most and least useful.
Financial education in Thailand has sometimes been taught in ways that assume the learner lacks basic judgement — or, conversely, that it is so simple anyone can pick it up in an afternoon. Neither assumption serves adults well. The adults in our programmes have already navigated complex lives. What they often need is not more information but a quieter, more organised way of thinking through the information they already have.
We work from the position that financial clarity is not an endpoint but a habit. The aim of the Beginner's Mind programme is not to make participants financial experts in four evenings; it is to give them a set of questions they can carry with them for years. The aim of the Long Horizon programme is not to tell participants where to put their money; it is to help them understand how time and saving behaviour interact, so that they can weigh their own choices more calmly.
Nava Wealth is a small operation and intends to remain one. We do not franchise our curriculum, license our name, or partner with institutions that sell financial products. The programmes run because participants find them worth attending, tell others, and return when a second programme fits their circumstances.
If you are considering one of our programmes and would like to understand whether it is the right fit before committing, we welcome that conversation. A short email or phone call is the most straightforward way to start.
Write to us or call. We answer every enquiry personally and are happy to explain which programme fits your current situation.
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